So you want to drive Uber to make easy extra cash, or you’re really interested in flexible full-time income? That’s great. It’s pretty simple to get signed up with Uber and it’s super easy to start making money once you do.

But what happens when that money starts rolling in? Most people don’t take the time to do the important pre-work to prepare themselves for the new money that’s coming in. They usually just jump into driving Uber aimlessly to make money.

Instead of doing what most people do, it’s important for you to know why you’re doing this and what you want to accomplish from it. The last thing you want is to make a bunch of new money but stay in the same position or continue to do the same things you’ve always done (i.e. using your new money to do more of the same).

When we make new money we always have all these new things we want to do, be, and experience with it, don’t we? But it all too often turns into what we say instead of what we actually do.

So to make sure your circumstances, surroundings, experiences… your LIFE actually changes with your new Uber income… Let’s do some pre-work together.

First, it’s important to identify what your goals are.

You may have things floating around in your head as wishes or wants. But without consciously putting intention and focused action behind them they will continue to float around as things you “really want” or things you “wish would happen”, instead of actually turning into real, tangible change in your life.

Once you’ve actually identified your goals, the next step is to prioritize them to ensure you focus on the most important ones first to keep you motivated and moving forward. Your final steps will be to put timelines on your goals and most importantly take action on them. And I’m even throwing in a bonus step below to help make sure you maximize this income opportunity with Uber on multiple levels.

And don’t worry. The purpose of this goals work is not to encourage you to become super strict or rigid with yourself or your money. It’s to give you a framework to set yourself up for success. You can make your goals whatever you want them to be. You make all the rules here. Just make sure you actually do what you really want to do with your new money. Following these steps will help you get there.

Let’s break down all the steps so you’ll know exactly what to do…


Step #1: Identify Your Goals

Take some time to figure out your goals and desires by answering the following questions. The answers you come up with will end up being your very own list of goals. So be sure to take out some paper, a journal, or open up a new blank page/note on your computer/laptop/tablet/phone, and get to writing.

General Questions to Get You Started:

  • What are some of the things you feel you NEED in your life right now that consistent income (or simply extra money) could solve?
  • What are some of the things you WANT to do in your life right now that consistent income (or simply extra money) could solve?
  • What do you really want to do be doing with your life?
  • What do you really want to be experiencing on a day-to-day basis?

Take the time to truly answer the above questions honestly and thoroughly. Read the example scenarios below to help you brainstorm.


  • Do you need consistent, reliable income so that you can stop struggling and actually pay your bills, live a little, and even make plans for your life?
  • Do you need extra money to pay down debt?
  • Do you want to make more money so you can invest in your dreams, your education, your health, your children, etc.?
  • Do you want to make more money to simply purchase some of those big-ticket items you’ve been wanting or needing for a long time without having to run up your credit?
  • Do you need to build up your savings just to have peace of mind for emergencies, unexpected bills, etc.?
  • Do you want to build up your savings so you can take more vacations, or simply have more options?

These are the types of things you should be thinking about. Take an inventory of your life, your needs, your wants, your plans, your dreams, your family. Take some time to figure out what you truly want and need in your life right now.

It may seem initially far-fetched to ask yourself these kinds of questions when deciding to drive Uber for some extra cash. But trust me, time and money freedom will open up the exact opportunities you need to reach your goals. And if you can achieve those things with Uber, it’s best to be prepared once they arrive so you can take full advantage of them and actually get to where you want to be in life by properly utilizing the tools at your disposal.


Step #2: Prioritize Your Goals

The next step to reaching your goals is to prioritize them. This is really a generalized step, to figure out what it is you want or need immediately, versus things that can happen later on.

To do this, you’ll need to decide what your immediate, mid and long-term goals are for driving Uber and making new money. We’ll get more specific in the next step, with timelines.

To help you develop your own, I’m going to share examples of some of my personal immediate, mid and long-term goals below.

Examples of my immediate goals:

  • Pay Bills Comfortably – Before driving Uber I was struggling financially. Some bills I wasn’t even able to pay. So with Uber, I wanted to immediately be able to pay all my bills comfortably so that I didn’t have to struggle anymore and could live instead of just surviving.
  • Pay Off Debt – I got credit cards to help me survive when I was struggling and I wanted to get rid of them as soon as I started driving Uber. I didn’t want to have them in the first place, so they were the first on my list to go. And I tackled other debt that I hadn’t even been able to deal with previously. In my mind, it was time to set myself up for freedom, so eliminating debt was immediate for me.
  • Build Savings – I needed a security blanket. Not only did building my savings help me reach other goals like paying off debt, traveling, etc., but it helped me feel safe in the event my income ever became inconsistent again.
  • Upgrade/Enjoy My Life – My life definitely needed an upgrade when I started driving Uber. Being able to lease the car I had in order to get started with Uber was a great start. It awarded me the convenience and luxury of having mobility again, even outside of driving Uber. But my life definitely needed more. So I made it a priority to focus on upgrading/investing in things I’d been wanting and needing for a long time.

Examples of my mid/long-term goals:

  • Create Passive Income – I knew as soon as I started driving Uber I wanted to invest in passive income. I was trying to create it in my previous business venture but was unsuccessful. Now that I had consistent, reliable income, I knew that once some of my immediate goals were taken care of, I could finally put the money necessary into creating the passive income I’d been striving for.
  • Buy a Car – Although leasing a car with Uber was incredibly convenient to be able to get started making money and have the freedom of my own vehicle again, I knew almost immediately that I wanted to buy a car again sometime soon. I wanted to use the leased car as an opportunity to get what I really wanted. I also wanted to pay less monthly for my car note. Buying would definitely award me that based on what I had to pay through the Uber leasing program. I knew it would take time for me to build up my credit and savings to be ready to buy a car, so that made this a mid/long term goal for me.

So go through your list of goals and determine which are immediate vs. mid/long term and why.


Step #3: Put Timelines on Your Goals

In order to make your goals more tangible, the next step is to put timelines on them. This really starts to make your goals real. Here, we are going to build on step #2 and get specific with exactly when you’re going to accomplish these goals.

What I like to do is create quarterly goals. This is much better than yearly goals for me, although I do it for the whole year. Breaking things down into quarterly goals gives me at least 3 months to accomplish my most immediate goals, and then the next 3 months to accomplish the next.

It gives me a more realistic time frame of when I can actually make something come to fruition. It also helps me believe that it could actually happen when I do give myself a realistic enough time frame. If I know it can’t happen in the first 3 months, maybe it can happen in the next 6 or 9 months, etc. That way, when I look at my goals and the calendar, it helps me put things in the proper order to be able to reach them.

If you like the idea of creating quarterly goals, you can either go by the year’s quarters or create your own 90-day blocks.  I personally like to see what I can get done by the end of the year, so having the year’s quarters in mind is really helpful for me. And I’ve started quarterly goals at any time of the year. You don’t have to always be super organized and prepared to start on January 1st. Recently, in 2018, I started new goals (and restarted some existing goals) in April for the rest of the year, but definitely still blocked things off by the year’s quarters. Just for general knowledge purposes, the year’s quarters are typically Jan – March, April – June, July – September, and October – December.

And again, you are the boss here, so if you need to be flexible and move things around, by all means, adjust things accordingly. Life happens, and things don’t always go as planned. Be kind to yourself in the process. Just give yourself enough structure so that, again, you actually do what it is you truly want to do with your Uber income.

Goal Setting Tools:

In order to brainstorm and organize my goals for the year, I use Evernote. It’s a great tool to help me write notes or organize anything I want. One of my favorite things about it is that I can start out creating a note on the computer, and then think of something else that needs to be added while I’m away from the computer, and simply add it in through the app on my phone. It saves and syncs instantly. Super convenient.

I also love the organization of it. I can create multiple notes on a specific topic and organize them in what they call “notebooks”. It’s perfect. It really just gives me a blank space to brainstorm, organize and plan. I can create checklists when I need to, or simply free write.

There’s lots more that Evernote does, but I’m only sharing the basic link instead of my referral link because I still only use the free version. It’s really not necessary to pay for their higher packages when you just need a basic space to brainstorm and plan your goals (or anything else you want). I highly recommend Evernote if you’re not already using it. Start off with the free version and only upgrade when you need it. It’s a great tool to help get you started with your goals.

The next tool that really helps me get organized with my goals is the Erin Condren Life Planner.

Once I decide my quarterly goals for the year, the next step is to break things down into what my goal is for each month of the quarter. Then I determine the actual tasks/action steps that need to be taken daily and weekly to get each monthly and quarterly goal completed.

That’s where the Erin Condren Life Planner comes in for me. Now, in all honesty, you can simply go to Target or even CVS and buy a basic planner to get organized with your daily and weekly tasks. And truth be told, although I’m NOT one of those planner crazed people, I HAVE bought several fancy planners over the last several years. I just like things to be pretty and inspiring lol. It helps me pick it up and actually want to use it.

This year I was introduced to the Erin Condren Life Planner and I fell in love with the customization and personalization aspects of it. You actually get to “build your own planner” with them. You can choose what style of planner fits you best (horizontal, verticle or hourly layout). You can even decide if you want it to be all black & white on the inside or colorful. And you get to choose from a wide variety of planner covers, as well as even the color of the coil that binds your planner. It’s pretty awesome the customization control you get with this planner. I’ve never seen that much flexibility in customization before. I’m a sucker for stuff like that. I love being able to put my own stamp on things.

And speaking of my own stamp, you can literally put your name on the front of your planner! I mean I was the type of girl who had her own stationery with her name on it as a kid, so you KNOW I jumped at the opportunity to put my name on the front of my planner!! It literally came printed on the front cover and made me feel so special! LOL These planners definitely know how to pamper the little girl/teenager in you. 🙂

My Personalized & Customized Erin Condren Planner

But don’t get all caught up in the thrill of things. This is all about accomplishing your goals. So if, like me, customization and personalization lights you up and actually makes you want to USE things, then I highly recommend the Erin Condren Life Planner. And when you click on my referral link and create an account with them, you can save $10 off your first purchase!

Remember, use these tools to write out your monthly, quarterly, and yearly goals. Then keep track of your daily and weekly tasks that will help you reach those goals. Whatever tools work for you are the best ones to use. The ones I’ve shared here are what’s worked for me.


Step #4: Take Action

Once you’ve decided what your goals, priorities, and timelines are, it’s time to take action. This is the most important step.

One of the first things I did within my first month of driving Uber was to go to the bank and open up 2 new savings accounts and nickname them with my most immediate goals. As I reached each goal I would change the nickname to the next goal I was working on.

Another immediate action step I took was to figure out how much more I would be paying each month on the credit cards I wanted to pay off so that I could pay them off as quickly as possible but still feel comfortable with money I had left over.

Speaking of money management action steps, once I saw how much money I could make each week based on the schedule that worked best for me, I sat down and wrote out how and when I could pay all of my new and old bills with my new full-time income. (I talk more in detail about exactly how I did this in this post: Money Management for Driving Uber Full-Time – Part 1: Budgeting & Bills).

These were just some of the first action steps I took to make sure I would reach my goals with the new money I was bringing in. Once you get clear on your goals, you’ll know what action steps to take. All that’s left is to DO IT. Use the tools mentioned in step 3 and any other motivation you need to make your goals happen. Just remember to keep taking action on your dreams and goals. That’s the only way they will be achieved.


BONUS Step: Create an Exit Strategy

Finally, it’s important to create an exit strategy. I don’t look at Uber as a career. It’s simply a great income opportunity, so treat it as such. As a business person, it’s important to create an exit strategy so you can get the most out of your current venture and move on comfortably to the next.

My current exit strategy with Uber is to create passive income from it. That’s where this blog comes in, sharing my Uber referral link online and receiving referral commissions from it. This creates an additional income stream, much more so than just sharing my referral code/link locally with family & friends or people I happen to meet in person.

Sharing my referral link online, not only helps me share it nationally, it helps me share it globally. And doing it in the form of this blog (or even videos I decide to create) makes it passive because once I’ve created and shared it, the internet does the rest of the work for me. I don’t have to continue to work for the money I’ll make (I can even put the marketing of this blog on auto-pilot). People can find blog posts and videos I’ve already created, click on my link to sign up for Uber, and I’ll continue to get paid.

Your strategy may not be passive income. You may want to do things like invest in another business opportunity, hone a skill or talent you have, or fund that passion project you’ve always wanted to work on now that you have the money to do it. The point here is to get clear on how this Uber income opportunity can help you get to the next opportunity/phase/level of your life.

Even with all this planning and goal setting, it can be easy to waste a bit of time enjoying your new additional income. It’s natural for most people to do. Even I did it (yes, the one that’s telling you all about goal setting). Although I accomplished a lot in my first year of Uber, I still should have been further along with my passive/additional income streams by now. I was having a bit of fun with my time and money, but now I’m back on track.

Like I’ve said multiple times already, you are in control of what you do with your money. Just be sure you’re in control of what you do with your LIFE. Make sure you’re actually achieving your goals, dreams, and desires. Have fun with your money, just reel yourself back in and get back on track with where you truly want your money to take you.

Share Your Thoughts in the Comments Below:

What questions do you have about goal setting?

What are some of your goals for driving Uber?

What are your favorite goal setting tools?